is a co brand bank card loyalty program sponsored between issuer bank and partner education institution that give rewards in form of learning hours rights that accumulated to bigger units which are credit hours rights given to cardholder with his spending by card , accumulated credit hours rights will be redeemed when he take education course at this partner education institution , In return for given credit hours rights , bank will make interchange fees share agreement with this institution . The project target is to financially support people to attain education goals and education sector .

Youssef Abdel Zaher is an Egyptian banker who had graduated in 2005 from faculty of commerce , English section at Ainshams university at Egypt , he began his banking career in August , 2006 as credit Analyst trainee at Bnp Paribas Bank at Egypt , after that he worked as customer service officer then as Local letter of guarantee officer at the same bank , he resigned from bank at October , 2007 , then he began working in December , 2008 as customer service officer at Qatar Islamic bank till he resigned from bank at may , 2013 He began working at Qnb Al Ahly bank at Egypt from december , 2014 till now and he is currently working as Trade finance relationship Executive at a corporate branch

Youssef Abdel Zaher is an Egyptian banker who had graduated in 2005 from faculty of commerce with major Accounting , English section at Ain shams university located at Egypt , then he began his post graduate studies by applying to the CFA program at the American university of cairo at 2005 , he passed 2 levels at this program and plans to complete level 3 by the near term . During his professional career , He worked at three banks in Egypt and Qatar , Bnp Paribas Bank , Qatar Islamic Bank and finally at Qnb Al Ahly bank with more than 5 years mix of experience between corporate and retail banking , his current position is relationship manager , banky market at Qnb AL Ahly bank in Egypt . He dream about Developing creative untraditional banking products whether it is retail or corporate that cover people or companies financial needs around the world .He began trying to achieve this dream by participating at A design award competition .